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	<title>Education &#38; Careers &#187; save money</title>
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	<description>Education &#38; Career Advice and Tips</description>
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		<itunes:summary>Education  Career Podcast</itunes:summary>
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		<itunes:category text="Society &amp; Culture"/>
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			<itunes:name></itunes:name>
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			<title>Education &#38; Careers</title>
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		<item>
		<title>My Advice When Going to School</title>
		<link>http://www.classesandcareers.com/education/2008/11/18/my-advice-when-going-to-school/</link>
		<comments>http://www.classesandcareers.com/education/2008/11/18/my-advice-when-going-to-school/#comments</comments>
		<pubDate>Tue, 18 Nov 2008 20:32:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Preparing for School]]></category>
		<category><![CDATA[attend college]]></category>
		<category><![CDATA[college money-saving tips]]></category>
		<category><![CDATA[money-saving tips]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://www.classesandcareers.com/education/?p=198</guid>
		<description><![CDATA[College is expensive; there's tuition, books, rent, food, beer, etc. Being short on cash can add to your stress level and make for a miserable existence. Here is one piece of advice I have to help you save some money: Never, never, never buy your text books.]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="text-align: left;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fwww.classesandcareers.com%2Feducation%2F2008%2F11%2F18%2Fmy-advice-when-going-to-school%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fwww.classesandcareers.com%2Feducation%2F2008%2F11%2F18%2Fmy-advice-when-going-to-school%2F" height="61" width="51" /></a></div><p>College is expensive; there&rsquo;s tuition, books, rent, food, beer, etc. Being short on cash can add to your stress level and make for a miserable existence. Here is one piece of advice I have to help you save some money: Never, never, never buy your text books. You may think I&rsquo;m crazy but hear me out. In most colleges, professors are required to have their textbooks on reserve at the library. You won&rsquo;t be able to check the textbook out of the library but it is available to you. You can do all of your reading and studying in the library without buying the book. Also, find out if any of the local public libraries have the textbook you&rsquo;re looking for. This has saved me hundreds of dollars every semester.</p>
<p>My next piece of advice has to do with food. Don&rsquo;t buy your food on campus. It may seem like it&#8217;s cheap but trust me, you can make and pack a more cash-friendly lunch at home. When I spend&nbsp;the entire day on campus, I pack a lunch and various snacks. Stop going to Starbucks in the morning as well. Why haven&rsquo;t you invested in a coffee maker? Four dollars every morning for an entire semester adds up to $300! Make your coffee and home and take it with you. If you need a pick-me-up during the day you already have your to-go mug, refills are always cheaper than a new cup.</p>
<p>Finally, get involved. There are so many different clubs and organizations on campus. Some of them are very important to your career path after graduation, others help you build a nice resume buy offering service projects. If you&rsquo;re new on campus, clubs are a great way to meet new people.&nbsp;Pick a group that participates in things you are interested in. Trust me, if you like it there is an organization out there for you.</p>
<p>In closing, enjoy your time in college. Study hard, laugh a lot and don&rsquo;t be afraid to try new things!</p>
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		<item>
		<title>Why Online Education is Better for the Environment&#8230;And Your Wallet</title>
		<link>http://www.classesandcareers.com/education/2008/10/12/why-online-education-is-better-for-the-environmentand-your-wallet/</link>
		<comments>http://www.classesandcareers.com/education/2008/10/12/why-online-education-is-better-for-the-environmentand-your-wallet/#comments</comments>
		<pubDate>Mon, 13 Oct 2008 03:03:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Career Advice]]></category>
		<category><![CDATA[online classes]]></category>
		<category><![CDATA[online college]]></category>
		<category><![CDATA[online education]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[save time]]></category>

		<guid isPermaLink="false">http://www.classesandcareers.com/education/?p=169</guid>
		<description><![CDATA[Are you concerned about the environment? How about your wallet? Taking classes online may be just the solution. The classes themselves may not be any less expensive than actually going to college, but there are tons of other ways that you'll save money.]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="text-align: left;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fwww.classesandcareers.com%2Feducation%2F2008%2F10%2F12%2Fwhy-online-education-is-better-for-the-environmentand-your-wallet%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fwww.classesandcareers.com%2Feducation%2F2008%2F10%2F12%2Fwhy-online-education-is-better-for-the-environmentand-your-wallet%2F" height="61" width="51" /></a></div><p>Are you concerned about the environment? How about your wallet? Taking classes online may be just the solution.</p>
<div>&nbsp;</div>
<div>The classes themselves may not be any less expensive than actually going to college, but there are tons of other ways that you&rsquo;ll save money.</div>
<div>&nbsp;</div>
<div>1.) We have everything we need virtually, including an education. When you take classes online, there&rsquo;s no need to handouts or taking notes in a notebook. The amount of paper one goes through in a semester of college is unbelievable; as well as unnecessary. Many companies are now going &ldquo;paperless&rdquo; in an effort to curb their waste produced. All their files are electronic. So, not only are you saving paper, and helping the environment, you will also be preparing for your career while at college. Get comfortable going to college &ldquo;paperless&rdquo; and you&rsquo;ll make the transition to your job effortlessly.</div>
<div>&nbsp;</div>
<div>2.) You don&rsquo;t have to live anywhere in particular. I paid over $2000/semester when I lived on campus.&nbsp;Two grand for a tiny little dorm room, half the size of a normal bedroom; and shared it with a roommate. You can take classes online from anywhere. Live at home, share a house with friends, or travel the world. As long as you have access to the internet, you can be &ldquo;in class.&rdquo;</div>
<div>&nbsp;</div>
<div>3.) You may be thinking, I can live at home and commute to school. You&rsquo;re right, you can, but then you&rsquo;re wasting gas and paying for it. Who knows when gas prices are going to stop rising? With online classes you don&rsquo;t have to go anywhere. It&rsquo;s better for the environment, and you&rsquo;re saving money.</div>
<div>&nbsp;</div>
<div>4.) Time is money- online classes are time flexible; you can take them whenever you want. Study and &ldquo;go to class&rdquo; a little every day, or sit down a few weekends and do a semester&#8217;s worth of work, it doesn&rsquo;t matter. So, it&rsquo;s easy and convenient to get an online degree and still work full time, travel, or whatever else your little heart desires. Not needing to leave the house means you don&rsquo;t have to worry about what you look like. You don&rsquo;t have to waste time &ldquo;getting ready&rdquo; No one sees you at &ldquo;class&rdquo; when you study online. Save time &ndash; save money.</div>
<p></p>
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		<item>
		<title>The Best Money-Saving Tip for College Students: Get a Costco Membership</title>
		<link>http://www.classesandcareers.com/education/2007/05/09/get-a-costco-membership/</link>
		<comments>http://www.classesandcareers.com/education/2007/05/09/get-a-costco-membership/#comments</comments>
		<pubDate>Wed, 09 May 2007 19:17:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Aid]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[colleges]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[pay for college]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[students]]></category>

		<guid isPermaLink="false">http://www.classesandcareers.com/education/2007/05/09/creative-ways-to-save-money-in-college/</guid>
		<description><![CDATA["Scholarships Around the US" has compiled a list of 118 ways students can offset the cost of higher education. While the entire list ought to be required reading for any co-ed, I've excerpted the ten that I thought were most effective and most striking, and then I added the one that they forgot: getting a Costco Membership. Two words: free samples.]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="text-align: left;"><a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fwww.classesandcareers.com%2Feducation%2F2007%2F05%2F09%2Fget-a-costco-membership%2F"><img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fwww.classesandcareers.com%2Feducation%2F2007%2F05%2F09%2Fget-a-costco-membership%2F" height="61" width="51" /></a></div><p>With the cost of tuition on the rise, college students are seeking new ways to save a buck while going to school. <a href="http://www.scholarships-ar-us.org/student-living/save-money.htm">&quot;Scholarships Around the US&quot;</a> has compiled a number of such ways &#8212; 118 to be precise &#8212; that can help offset the cost of higher education. While the entire list ought to be required reading for any co-ed, I&#8217;ve excerpted the ten that I thought were most effective and most striking, and then I added the one that they forgot: getting a Costco Membership.</p>
<blockquote><p><strong>1. Borrow Textbooks.</strong> If you can&rsquo;t borrow, buy used. If you can&rsquo;t buy used and have to buy new <a class="plaintext" title="Textbooks" href="http://www.classesandcareers.com/sites-textbooks.php">textbooks</a>, check for an &ldquo;international&rdquo; edition. International editions are nearly identical, except for maybe some Chinese characters on the front, and it will be exponentially cheaper.  <br type="_moz" />
</p></blockquote>
<blockquote><p><strong>2. Brew your own coffee.</strong> Your daily latte, cappuccino, or mocha from a coffee house will run you between $2.50 and $3.50. Seven days of that routine costs you $17.50 per week, $70 per month, and around $280 per semester. Making your own coffee or drinking less could save you $500 over the course of a year.  <br type="_moz" />
</p></blockquote>
<blockquote><p><strong>3. Kick the bottled water habit. </strong>Support your local tap water and drink for free. Get a filter if you want better-tasting water.  <br type="_moz" />
</p></blockquote>
<blockquote><p><strong>4. Two words: Ramen Noodles.</strong>  <br type="_moz" />
</p></blockquote>
<blockquote><p><strong>5. Decline extended warranties on computers.</strong> Your <a class="plaintext" title="Computers" href="http://www.classesandcareers.com/sites-computers.php">computer</a> should be under manufacturer&rsquo;s warranty for the first year anyway. Companies dupe you into believing the plan is worthwhile and become rich off your extra cash.  <br type="_moz" />
</p></blockquote>
<blockquote><p><strong>6. Don&rsquo;t buy ink cartridges from the manufacturer.</strong> Instead, purchase cartridges online where you can compare prices and get free shipping. Better yet, refill your own cartridges (refills can cost as little as $5 per cartridge).  <br type="_moz" />
</p></blockquote>
<blockquote><p><strong>7. Save money on utilities. </strong>Living on an upper floor will typically keep you warmer in the winter, but it&rsquo;ll get hotter in the summer. So, if you go to school in a region where winters are longer, then try to get a room on the upper floor, otherwise live low. Also, try to find an apartment where utilities run on natural gas (stove, hot water heater); it&rsquo;s generally more cost-efficient.  <br type="_moz" />
</p></blockquote>
<blockquote><p><strong>8. Don&rsquo;t shop hungry.</strong> This goes for any kind of shopping. If you&rsquo;re in the grocery store, you&rsquo;ll grab more and spend more; if you&rsquo;re somewhere else you&rsquo;ll probably spend more than you planned getting something to eat. Carry a snack in your purse or backpack.  <br type="_moz" />
</p></blockquote>
<blockquote><p><strong>9. Get your haircut at a cosmetology school.</strong> They charge much less for cuts, highlights and color in exchange for the use of your head.   <br type="_moz" />
</p></blockquote>
<blockquote><p><strong>10. Two more words: donate plasma.</strong></p></blockquote>
<p>Finally, there was one idea that didn&rsquo;t make the list but which &#8212; I know from personal experience &#8212; is a gold mine. <strong>Get a Costco membership.</strong> The reason for the membership is not so you can buy in bulk, which, frankly, can mislead customers into thinking they are saving more than they really are. Rather, the real perk of membership is access to the free samples.  </p>
<p>Let&#8217;s be honest: a Saturday morning trip to Costco is a trip to an all-you-can-eat smorgasbord. You can taste a variety of cuisines without ever having to commit (like you do at a restaurant). That&rsquo;s the beauty of samples &#8212; you never get bored. If you don&rsquo;t like something, toss it in the garbage. On the other hand, if you really like something, take a lap around the aisle and get back in line for seconds or even tenths (believe me, it&rsquo;s possible).   </p>
<p>Truly, there&rsquo;s no better place to get full and explore the subtle nuances of your palate than Costco. And the best part of it all is that you can go as often as you want &#8212; every Saturday or every day. Trust me, whatever you invest in your annual membership will be more than repaid, even if you have to earn it back by the tablespoon.  </p>
<p>What is your best money-saving tip?  </p>
<p><strong>ABOUT THE AUTHOR</strong>  </p>
<p>Benjamin Welch has been a college instructor in writing and composition for nearly six years. When he&rsquo;s not teaching or playing golf, he offers advice for students seeking information about <a class="plaintext" href="http://www.classesandcareers.com">online education</a> and <a class="plaintext" href="http://www.classesandcareers.com">online degrees</a>.</p>
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