Studies show that most people avoid going back for a college degree because of money worries. Fortunately, Stafford Loans, recently beefed up by President Obama’s stimulus bill, allow students to cover all their school and living expenses with minimal interest.  

With a combination of Stafford Loans and Pell Grants, degree-seekers are finding it easier to cover their living expenses and return to school. Currently, the Stafford Loan program offers two different options for students to choose from: subsidized and unsubsidized. These loans offer the following 3 benefits:

• They are low-interest. Currently at 6 percent, Stafford Loans feature the lowest interest rates around because they are insured by the government. Unlike home and auto loans or credit cards, you will pay only the smallest amount possible with no future inflation of the interest rate.
• You don’t have to pay while in school. Both subsidized and unsubsidized loans do not have to be repaid while you are in school. On subsidized loans, the government pays your interest for you while in school.
• You get as much as you need. Stafford Loans are designed to cover all of your expenses after whatever you get for Pell Grants, including cost of housing, food, utilities, and more. This means, even if you leave your job, you will still have enough to pay for your needs and the needs of any dependents you may have while you are in school. Some students qualify for as much as $138,500.

To receive low-interest Stafford Loans, you need to enroll in and register at an accredited university. Once admitted, you can fill out a Federal Application for Federal Student Aid (FAFSA) to find out how much Stafford Loan money you will receive.

Are you ready to return to school and get low-interest Stafford Loans? Visit our form to find an accredited school and get enrolled. A financial aid counselor will help you fill out a FAFSA and get money you need to go back to school.

When Iraq War Army veteran Scott Jones returned to his parents’ Tennessee farm last June after his second tour of duty, the first thing he did was visit the local burger joint for a plate of his favorite onion rings. After a week of golfing and catching up on missed movies, Jones knew he needed a change.

"I just felt like I had been growing at an increased pace while I was in Iraq," says Jones. "And then suddenly I came to a full stop. I had been around the world to a completely foreign country. I’d learned some information technology. even learned a little Arabic. I knew I wanted to keep experiencing new things."

Jones knew he had his GI Bill. It was, after all, one of the reasons he had joined the service. "The Bill would easily pay for my tuition and books," he says. "And I felt like getting a college degree would be the best way to keep growing and learning. Not only that, but I knew it would help me get a better job in the future."

For Jones, deciding to get a college degree was one thing. Deciding which degree to pursue was another. "School never was my thing," he says. "I had no clue where to start."

Fortunately, a fellow veteran recommended Jones visit Classes and Careers.com, a free online education information resource. In a few minutes, users can fill out a form and be connected live with an education advisor.

"An adviser called me and helped me find a nice, flexible online program," Jones says. "I could get a bachelor’s degree in IT and networking in less than 3 years."

Soon, Jones will be ready to start a lucrative career in information technology. "I can’t believe all the things I’ve learned," he says. "When I graduate, I’ll be making almost $100,000 a year."

Are you a military veteran looking to use your GI Bill to get a college degree? Visit ClassesandCareers.com and fill out their form. An education advisor will contact you and find the best degree program for you.
 

Four years ago, Lynne Williams never would have guessed she would be starting a career in accounting. She was single, didn’t have a college degree and was struggling to make a living for herself and her four children as a receptionist at a doctor’s office. Even with putting in additional hours of overtime, she still could not make ends meet.

"My job just wasn’t working out and I would come home frustrated every day." Williams recalls. "I was not a pleasant person to be around." That’s when a friend told her about online degrees. "She told me about how she could study at home while her kids were sleeping," Williams says, "I thought, if Sandra can do it, why not me?"

Williams is one of a growing number of working mothers studying online to improve their careers. These busy women are finding it easier to get the degree information they need by visiting a free information site like ClassesandCareers.com. With their help, working mothers can request free information from top online universities regarding tuition cost, financial aid, scholarships, course availability and graduation time just by filling out a short "Request Info" form.

Click here to request your free degree information from a top online university.

"The online universities did a wonderful job of telling me tuition costs, degree requirements, and financial aid availability," Williams says. "They answered every question until I had all the information I needed to make my decision."

After deciding, Williams quickly enrolled in an online accounting program. She worked during the day, came home, put her children to bed, and participated in her accounting classes from her laptop. Four years later, with a Bachelor of Science in accounting on her resume, Williams has recently accepted a job offer at a leading accounting firm. She’s all smiles as she admits, "I just gave my boss my two-week’s notice, and that feels really good."

Williams recommends that other working moms give online education a try. "Go online, fill out a form, and get the information you need to make your choice. Then just do it. It was worth studying at night to provide a better life for my kids and for me to find a career that I love," she says.

The following top online universities offer flexible, quick and well-respected online degree programs for working moms like Williams.

* Kaplan University Degrees

* University of Phoenix Degrees

* Colorado Technical University

In order to give you the most customized information possible, you will be asked to give your contact information and answer a few questions.

Is this your day to start a new career? Learning more is the first step.