Consider this nugget of wisdom (which I openly acknowledge is not of my creation): Being rich has nothing to do with how much you make, but how much you keep. Put another way, you have to make more than you spend. Unfortunately, as evidenced by the hundreds of billions of dollars owed in American credit card debt, Americans have a very hard time making more than they spend on food, shelter, transportation, insurance, toys, and bling.
Discipline is what we are missing here. It takes discipline to drive past all those fine restaurants on the way home and eat plain old macaroni and cheese. It takes discipline to ignore the Joneses as they stampede like lemmings toward the precipice. It takes discipline to put our extra income in boring, but fruitful, investments, instead of purchasing huge TVs, clothes, boats, bigger houses or cars. Discipline is dull and so against the grain of our marketing-saturated culture that it has become a bad word.
Nevertheless, the natural order of the universe is that everbody must pay the piper sooner or later. The universal law of the harvest states, You reap what you sow. You can’t put wild spending, lack of planning or budgeting, and amassed debt into a box and pull out a comfortable retirement. Think grasshoppers and ants.
Just a simple message today: if you want the good life, learn first to discipline your financial behavior and live within your income. No amount of education or job opportunities can compensate for lack of financial discipline.
Business Accountant in San Jose – Whether you’re an Attorney, Doctor, Realtor, or own a Manufacturing firm, Consultancy or any other type of business – we can provide you a full range of professional financial services.
Learn Step by step on how to make money through Property Investment the right way, get your FREE 27 page report now.
One powerful resource for those trying to get out of debt quickly is EscapeInterest.com. This site educates users on how they can get out of debt in half the time by “escaping” the interest that comes with conventional debt.
Washington State Bankruptcy Laws – Washington State bankruptcy attorneys. Our experienced Seattle, WA lawyers provide useful information and helpful legal advice on obtaining debt relief through Washington State’s bankruptcy laws.
Stop Foreclosure – The home is a family’s most valuable possession. A bank wants to see you keep it, as they are not in the business of selling homes. We will help you deal with the bank, the lender and others.
Money Making Ideas www.moneymakingideassite.com Real money making ideas ideas for real people
Management Accounting
A quality site about management accounting. Site explains some of the most important concepts of management accounting.
Payday Loans – Instant Payday Loan
An Online Community For Traders, Stock Picks
Learn to trade like a professional and use the stock picks and stock market sentiment the pros use.
Total Debt Freedom – Debt help for people with $10,000 or more in debt. Avoid bankruptcy and reduce debt by 50-70%. Learn more about debt settlement services.
Canadian Free Stock Picks by Super Stock Picker – 100% free resource that features a set of high-performance Canadian stock portfolios and stock market research papers that show how to invest safely on the Toronto Stock Exchange. Registered members receive the stock picks everyday by email.
MyMoneyHelp.com – Credit and debt resource center. Complete information to help consumers manage their personal finances. Credit, debt help, loan information and more.
Free Debt Consolidation Services – Offers debt consolidation of credit cards, personal loans, and small business debt.
Equifax Credit Reports – Debt Help – Manage your personal Equifax credit report. Complete credit & debt management information center – including indepth tips, articles, tools, and the ability to order your online credit report.
Tags: Career Advice, financial advice, financial discipline, fiscal discipline, job-advice, rich
Loading ...